🏠 Free agent tool

Mortgage calculator

The real monthly payment — principal, interest, Houston-level property taxes, insurance, PMI and HOA — plus the full amortization schedule and what extra payments save. Download a branded PDF for your client.

The loan

Taxes, insurance & HOA

Pay it off faster — optional

Monthly payment$0

Estimates only — not a Loan Estimate. Taxes and insurance change every year; the lender gives the official numbers. Conventional PMI drops off at 78% of the original value; FHA mortgage insurance is shown for the life of the loan (under 10% down).

Amortization schedule — year by year